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Finance Insights

How Smart Budgeting Improves Monthly Savings
Tracking expenses and setting monthly limits can help reduce unnecessary spending and build long-term financial stability.
Why UPI & Online Wallets Are Growing Fast
Instant transfers, zero paperwork, and better security have made digital payments the preferred choice in India.
Beginner’s Guide to Low-Risk Investments
Fixed deposits, index funds, and government schemes offer stable returns with minimal risk for new investors.

Market Snapshot

₹72K
Avg Monthly Savings
8.4%
Inflation Rate
₹1.6L Cr
Digital Payments / Day
12%
Equity CAGR (5Y)

More Finance Reads

Emergency Fund: How Much Is Enough?
Experts recommend keeping at least 6 months of expenses aside to handle unexpected situations.
Why Your Credit Score Matters
A good credit score helps you get loans at lower interest rates and faster approvals.
SIP vs Lump Sum: Which Is Better?
SIPs help average market volatility, while lump sum works best during market corrections.
Quick Money Tips

✔ Track expenses weekly to control overspending
✔ Diversify investments to reduce risk
✔ Avoid unnecessary credit usage
✔ Build emergency savings early